education loan

About education loans handled by the government

The Japan Finance Corporation (formerly the National Consumer Finance Corporation) is a financing system established as part of the national policy to ensure equal educational opportunities and reduce the financial burden on households.
For details, please check the Japan Finance Corporation website or your bank or post office.

Rissho University Education Loan

Parents of prospective students and current students can enter into a contract with each credit sales company affiliated with the university and use the advanced payment system for tuition fees.
For details, please contact each credit sales company.

If you use an affiliated loan, no direct debit will be made.

  • Application period

    Application period ① Application period ②
    1st term April 5th - April 25th May 25th - June 5th
    2nd term October 5th - October 25th November 25th - December 5th

    Due to the setting of the direct debit date, there is a limited application period. Please be sure to apply within the period specified above.

    Application period ② is for those who are eligible for the new national student support system and those who have applied for deferred payment.

  • How to apply

    Please visit the application page of each company to apply.

  • Amount that can be claimed

    You can only apply for the semester-based tuition fee charged by our university.

    For students eligible for tuition fee reduction under the new national student support system, the tuition fee will be billed after deducting the reduction amount. Therefore, the amount you can borrow through an educational loan will be (regular tuition fee - reduction amount). If you are unsure of the amount, please call the accounting department listed here.

Sumitomo Mitsui Card (formerly SMBC Finance Services)

C-Web Tuition Loan
commission Effective annual interest rate of 3.4% (fixed) as of April 1, 2026
inquiry Customer Center
TEL 050-3827-0374
Reception hours: 10:00 AM - 5:00 PM (Closed from December 30th to January 3rd)
Application <WEB Application> Please apply directly from the link below.
Those who are planning to enroll
For current students

orient corporation

Tuition support plan
commission Effective annual interest rate of 3.4% (fixed) as of April 1, 2026
Effective annual interest rate of 4.5% (fixed), effective from October 1, 2026.
inquiry Tuition support desk
TEL 0120-517-325
Reception hours 9:30-17:30 (weekdays only)
Application Please apply directly from the link below.
Those who are planning to enroll
For current students